If you work with recruitment professionals, you’ll know it’s important that their business has the right cover, in case things go wrong. We understand that there are no limits to the scope of issues that could crop up unexpectedly, which is why we’ve done our best create a product which caters for those times. Our RecruiterCover product provides an entire suite of covers in one simple combined policy and can cater for a wide range of covers with flexible limits.
While many underwriters will limit the vicarious liability, our Professional Indemnity section of cover provides a wide scope of cover for negligent acts, errors and omissions made by temporary workers. Our Driver’s Negligence provides wider cover too; we base the excess on the length of time the driver has held their license; we can provide cover for mis-fuelling; there is no minimum age for insured drivers; and we allow for a wider range of convictions.
New Policy Wordings
We’ve made some changes to our Recruiter Cover Policy wording, adding Cyber Liability as new section of cover, and new sub-sections under Employers Liability & Public Liability, and Legal Expenses.
This is a new section of cover and will provide cover for
- IT Forensic Investigation Costs
- Privacy Response Costs
- Regulatory Penalties
Employers Liability and Public Liability:
A new sub-section now sits under the Employers and Public Liability section which covers
- Prosecution Defence Costs – Corporate Manslaughter and Corporate Homicide cover will now be provided automatically
A new sub-section now has been created for Data Protection and Privacy Cover – cover provided for breaches in GDPR.
Gary Chambers is Technical Underwriting Manager for recruitment at aQmen Underwriting and is an expert when it comes to insurance within the recruitment industry. Having worked with recruiters and employment businesses for more than 20 years, Gary has watched the industry evolve and regulations change tremendously. From the introduction and constant changes to new regulations surrounding temporary workers, to the creation of GDPR, the sector looks almost entirely different now. Gary’s longstanding expertise gives him an untold advantage when it comes to creating policies that work in sync with the day-to-day running of businesses within the recruitment industry.